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PayMonsta
AI Bank Statement Score Analyzer

Security & Data Protection

Your financial data security is our top priority. Learn how we protect your information with enterprise-grade security measures and zero data storage policies.

Data Security Overview

PayMonsta employs bank-level security to protect your financial information. Our AI-powered analysis system processes your data with the highest security standards while ensuring zero permanent storage of sensitive information.

  • •End-to-end encryption for all data transmission
  • •Temporary processing with immediate data deletion
  • •No database storage of sensitive financial information
  • •SOC 2 Type II compliant infrastructure

Secure File Processing

Your bank statements are processed using secure, isolated environmentsthat ensure your data never leaves our protected systems during analysis.

  • Files encrypted during upload using AES-256 encryption
  • Processing in isolated, secure containers
  • Automatic file deletion after analysis completion
  • No file caching or temporary storage on servers
  • Virus and malware scanning before processing

AI Analysis Security

Our AI models are designed with privacy-first principles, ensuring your financial patterns and data remain confidential throughout the analysis process.

  • On-premises AI processing with no external data sharing
  • Anonymized data processing for pattern recognition
  • No model training on user data
  • Secure API endpoints with rate limiting
  • Real-time analysis with immediate result delivery

Zero Data Storage Policy

We maintain a strict no-storage policy for all sensitive financial data. Your information is processed and immediately discarded, ensuring maximum privacy protection.

  • No database storage of bank statements or financial data
  • Analysis results provided in real-time without storage
  • Automatic memory clearing after each session
  • No user account creation required
  • No tracking or profiling of user behavior

Encryption Standards

All data transmission and processing uses military-grade encryptionto ensure your information remains secure at every step.

  • TLS 1.3 encryption for all web communications
  • AES-256 encryption for file processing
  • RSA-4096 key exchange protocols
  • Perfect Forward Secrecy (PFS) implementation
  • Regular security audits and penetration testing

User Safety Guidelines

Follow these best practices to ensure maximum security when using PayMonsta for your financial analysis.

  • Only upload bank statements from secure, trusted devices
  • Ensure your internet connection is secure (avoid public Wi-Fi)
  • Verify the URL shows "https://" before uploading files
  • Close your browser session after completing analysis
  • Never share analysis results containing sensitive information

Compliance & Standards

PayMonsta adheres to international security standardsand regulatory requirements to ensure the highest level of data protection.

  • GDPR compliant data processing practices
  • PCI DSS Level 1 security standards
  • ISO 27001 information security management
  • Bank Negara Malaysia (BNM) regulatory alignment
  • Regular third-party security assessments

Security Questions?

Have questions about our security practices? Our security team is here to help.

Email: security@paymonsta.com
Response Time: Within 24 hours
Security Reports: security-reports@paymonsta.com